Sample broker (test)

Firm Sample Mortgages (test) · Website not set
Areas Leeds, West Yorkshire
Clients first_time_buyers, self_employed, remortgagers
Services residential mortgages, remortgages, protection
Profile version 2 · onboarding profile_done · embedded
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What Lumo has learnt

Edited before approving: not yet (over 40% means the drafts aren't landing) · approved untouched: not yet · quiet days: not yet · suggestions in 90 days: 0

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Suggestions

one model call, about 2 cents; the daily run is at 06:50
2026-09-24 morning: done, 2 suggested, 1 worth knowing from 58 candidates
2026-09-23 manual: budget, 0 suggested, 0 worth knowing from 29 candidates
2026-09-24 · worth knowing · score 55 · proposed · care: tax_or_legal
FCA and partners join forces to help improve financial security for millions FCA news
· Your self-employed and first-time buyer clients in Leeds often lack protection cover worth raising in conversations.
· Highlights a gap advisers can address when discussing mortgages with new borrowers.
Hint: Mention the protection gap stat and offer to review clients' cover alongside their mortgage.
2026-09-24 · suggestion · score 78 · proposed · care: predicts_rates
Millions of pandemic-era borrowers face higher mortgage rates, says expert The Intermediary
· Your remortgage clients in Leeds coming off pandemic-era fixes may face higher rates and should review options now.
· Large cohort resetting this year means timely reminder to book a remortgage review.
Hint: Encourage clients whose fixed deal is ending soon to start comparing options early.
2026-09-24 · suggestion · score 75 · proposed · care: quotes_rates
First-time buyer LTV hits pre-crisis high of 85.6% Mortgage Introducer
· First-time buyer clients in Leeds may benefit from higher LTV options now more available.
· Useful to explain what higher LTV lending means for deposit requirements this week.
Hint: Explain that 85.6% LTV means lower deposits are more achievable, and offer to check eligibility.

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